JOSE JOAQUIN TOVAR LOREDO

• Has active operating authority that's tenderable today (common or contract).
• No pending authority revocation.
• Not under an uncleared federal out-of-service or safety action.
• BIPD on file is $750,000 — below your $1,000,000 floor (federal general-freight minimum is $750,000).
• No cargo insurance on file. Required for many shipper contracts.
• 1 prior insurance lapse(s) on record, most recent began 2022-11-28 — the carrier let required coverage lapse before.
• Current BIPD policy (QUALITAS INSURANCE COMPANY) was filed 27 day(s) after the last involuntary revocation (2025-11-10) — a refile-to-reinstate pattern worth a closer look.
• Unrated by FMCSA. Most carriers are unrated — unrated is not the same as unsafe.
• No BASIC alerts in any of the five public SMS categories.
• Driver and vehicle out-of-service rate is above the national roadside average.
• No preventable crashes in the last 24 months; recordable crash rate 0 not elevated.
• No fatal crashes in the last 24 months.
• No link to a prior revoked authority.
• Authority involuntarily revoked 5 times, most recent 2025-11-10 — recurring instability (typically insurance-lapse / reinstate cycles).
• Crash Indicator and Hazmat Compliance BASICs are statutorily withheld from public SMS under the FAST Act — their absence is not a clean record; use the crash-risk signals above instead.

Built from FMCSA's public Safety Management System data — guidance, not legal advice. Verify directly with the carrier and your cargo policy before tendering.